Terms and Conditions
Effective Date: August 6th, 2026
Welcome to Jaimenowak.com ("Website"), owned and operated by J'aime Nowak Speaking & Consulting ("Company," "we," "our," or "us").
By accessing or using this Website, purchasing products or services, or participating in any programs, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use of the Website.
1. Use of This Website
You agree to use this Website only for lawful purposes and in accordance with these Terms.
You agree not to:
- Violate any laws or regulations
- Attempt to gain unauthorized access to the Website
- Upload malicious software or harmful code
- Copy or distribute Website content without permission
- Use Website materials for commercial purposes without written consent
We reserve the right to suspend or terminate access to anyone who violates these Terms.
2. Intellectual Property
Unless otherwise noted, all content on this Website—including but not limited to:
- Text
- Videos
- Podcasts
- Graphics
- Logos
- Downloads
- Worksheets
- Coaching materials
- Frameworks
- Training presentations
- Digital products
is the exclusive property of J'aime Nowak Speaking & Consulting and is protected by U.S. copyright and intellectual property laws.
You may not:
- Reproduce
- Sell
- Republish
- Modify
- Share
- Distribute
- Teach from
- Create derivative works
without prior written permission.
3. Educational Purpose Only
The information provided on this Website is intended solely for educational and informational purposes.
Nothing on this Website constitutes:
- Legal advice
- Financial advice
- Tax advice
- Mental health counseling
- Medical advice
- Professional therapy
You are solely responsible for the decisions you make using the information provided.
4. Coaching Disclaimer
Coaching services are intended to support personal and professional growth.
Coaching is not therapy, counseling, legal advice, financial advising, or medical treatment.
Results vary from person to person, and no guarantees are made regarding specific outcomes.
5. No Guarantees
While we strive to provide valuable education, strategies, and tools, we do not guarantee:
- Business success
- Revenue increases
- Career advancement
- Personal transformation
- Specific results
Your success depends upon many factors outside our control, including your effort, experience, market conditions, and personal circumstances.
6. Purchases
When purchasing products or services, you agree that:
- All billing information is accurate.
- You are authorized to use the payment method provided.
- Prices may change without notice.
We reserve the right to refuse or cancel any order at our discretion.
7. Refund Policy
Unless otherwise stated on the applicable sales page:
Digital products, downloadable resources, coaching sessions, workshops, memberships, and online programs are non-refundable due to the immediate delivery of digital content and reservation of coaching time.
If a separate refund policy is listed for a specific product or program, that policy will control.
8. Memberships and Subscriptions
If you enroll in a recurring membership or subscription:
- Payments will automatically renew unless canceled before the next billing cycle.
- You may cancel future renewals at any time.
- Cancellation does not entitle you to refunds for prior billing periods.
9. User Content
If you submit comments, testimonials, photos, reviews, or other content, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, publish, and display that content for marketing and business purposes unless otherwise agreed in writing.
You represent that you own or have permission to submit any content you provide.
10. Testimonials
Testimonials shown on this Website represent individual experiences.
They do not guarantee that current or future clients will achieve similar results.
11. Third-Party Links
This Website may contain links to third-party websites.
We are not responsible for:
- Their content
- Privacy practices
- Products
- Services
- Policies
Accessing third-party websites is at your own risk.
12. Affiliate Disclosure
Some pages may contain affiliate links.
If you purchase through these links, we may receive a commission at no additional cost to you.
We only recommend products or services we believe may provide value.
13. Disclaimer of Warranties
This Website and all products and services are provided "AS IS" and "AS AVAILABLE."
We make no warranties regarding:
- Accuracy
- Completeness
- Availability
- Reliability
- Fitness for a particular purpose
Use of the Website is at your own risk.
14. Limitation of Liability
To the fullest extent permitted by law, J'aime Nowak Speaking & Consulting shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this Website or any products or services purchased through it.
Our maximum liability shall not exceed the amount you paid, if any, for the applicable product or service.
15. Indemnification
You agree to defend, indemnify, and hold harmless J'aime Nowak Speaking & Consulting and its owners, employees, contractors, affiliates, and representatives from any claims, liabilities, damages, losses, or expenses arising from your use of the Website or violation of these Terms.
16. Privacy
Your use of this Website is also governed by our Privacy Policy.
By using the Website, you consent to our collection and use of information as described in that policy.
17. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
14. Limitation of Liability
To the fullest extent permitted by law, J'aime Nowak Speaking & Consulting shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this Website or any products or services purchased through it.
Our maximum liability shall not exceed the amount you paid, if any, for the applicable product or service.
15. Indemnification
You agree to defend, indemnify, and hold harmless J'aime Nowak Speaking & Consulting and its owners, employees, contractors, affiliates, and representatives from any claims, liabilities, damages, losses, or expenses arising from your use of the Website or violation of these Terms.
16. Privacy
Your use of this Website is also governed by our Privacy Policy.
By using the Website, you consent to our collection and use of information as described in that policy.
17. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict of law principles.
18. Changes to These Terms
We reserve the right to update these Terms at any time.
Changes become effective immediately upon posting.
Continued use of the Website constitutes acceptance of the revised Terms.
19. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
J'aime Nowak Speaking & Consulting
Website: www.jaimenowak.com
Email: [email protected]